You Don’t Need Another Credit Myth—You Need Real Answers

💬Get expert answers from a former lender and take control of your credit.

📞 What You’ll Get in This 30-Minute Q&A Session


💟 Expert guidance tailored to your real story

💟 Strategies to improve your credit in a 1-on-1 Google Meet

💟 Personalized recap with takeaways, templates & next steps you can actually use

💟 You’re ready to take control—you just need a clear next move


Just $57 for June — Limited sessions

💡 This Session Is Exactly For You If...

☑️ You’ve tried “just dispute it” advice — and it got you nowhere

  • ☑️ You’re stuck between too many TikToks and not enough real answers

  • ☑️ You’re ready to take control, but need a clear next step

❓ Will This Work for Me If…

Absolutely— if you're done guessing and ready for clarity backed by real experience.

This session isn’t a generic fix or hype-filled sales call. It’s a focused, strategic conversation tailored to your credit situation and goals.

Let’s clear up two common questions:


🧾 Q: Will you look at my credit report?


A: No report is needed. This session is based entirely on your questions. We’ll work through strategy, not paperwork.


🛠️ Q: Is this credit repair?


A: No. This is not credit repair. This is expert guidance from a former lender, built on 20+ years of insider knowledge to help you make informed, strategic moves.


💬 Q: What if I don’t even know what to ask?


A: That’s perfectly okay—and more common than you think. Once I get a sense of your credit score and your goals, I’ll know exactly where we should focus. I’m here to guide the conversation and make sure you walk away with clarity.

🧑‍🎓 Q: I’m just getting started. Is this for me?


A: 100% yes. Helping people new to credit is one of my favorite things to do. I’ve worked with many beginners—including my own young adult kids and their friends—who just needed someone to break it all down simply and help them build a smart foundation.


💫If you want answers from someone who’s been on the inside and not just someone selling hope, this session is for you.

🛠️ How It Works (Quick & Simple)

1️⃣ Book your session and send your top 2 credit questions

2️⃣ Schedule your call instantly (Zoom or Phone — your choice)

3️⃣ 30-minute strategy call — no fluff, just real guidance

4️⃣ Walk away with clarity: Recap email + takeaways, templates & action steps

🌟 Real People. Real Results Don’t just take my word for it…

✨ These aren't scripted reviews or inflated promises—just honest feedback from real people who finally got the clarity they needed.

💬 Ready for results like these? Your session starts here.

Not another script. Not another TikTok hack.

This session is about your credit, your questions, your plan.

In 30 minutes, we’ll cut through the myths and get you:

💬 Clear next steps (based on your story)

📧 A custom recap email with notes and tools

💡 Confidence that you're no longer in the dark

No pressure. No pitch. Just strategy.


$57 flat. You book, we talk. That’s it.

“I’ve approved (and denied) hundreds of credit applications over 20+ years. I don’t guess. I guide.”

💡 Want more than one session? Let’s go deeper.

Some credit situations need more than quick answers. If you’re ready for a full strategy and ongoing support, my 1-on-1 coaching may be your next step. This is where we review your report and build a plan of action!

© 2024 Scars to Stars Pathway to Success | Real Talk Credit